The alternatives will happen, I think, at some point. But of course this article wasn't about that. Thanks for the read.

As for the ACA, in my personal experience, it seems quite viable. The choices provided are plagued with the same problems healthcare choices are troubled by when you pick from a series of options while working at a big company: High deducitibles.

I remember back in the day when I could get an employer provided healthcare plan with no deductions, and very low rates.